Cash & Bank Accounts
Checking AccountsAll bank checking accounts
Savings AccountsHigh-yield & traditional savings
Cash on HandPhysical cash, money market
Investments
401(k) / 403(b)Employer-sponsored retirement
IRA / Roth IRAIndividual retirement accounts
Brokerage / StocksTaxable investment accounts
Crypto & Digital AssetsBitcoin, ETH, etc.
Real Estate & Property
Primary HomeCurrent market value
Rental / Investment PropertyMarket value of other properties
Other Assets
VehiclesCars, boats, RVs — current value
Business OwnershipEstimated business equity
Life Insurance (Cash Value)Whole / universal life policies
Personal PropertyJewelry, art, collectibles
Mortgage & Real Estate Debt
Primary MortgageRemaining balance
Home Equity Loan / HELOCRemaining balance
Investment Property MortgageRemaining balance
Personal Loans & Credit
Credit Card BalancesTotal across all cards
Auto LoansRemaining loan balance(s)
Personal LoansBank, P2P, or family loans
Education & Other Debt
Student LoansFederal and private combined
Medical DebtOutstanding medical bills
Business LoansOutstanding business debt
Other DebtAny other liabilities
Grow Your Assets
Maxing your 401(k) match is an instant 50–100% return. Prioritize tax-advantaged accounts first.
Eliminate High-Rate Debt
Credit card debt at 20%+ APR destroys net worth faster than almost any investment can offset.
Real Estate Equity
Paying down your mortgage and appreciation work together to silently build net worth every month.
Track Monthly
Checking your net worth monthly keeps you accountable and reveals trends you can act on.
Disclaimer: This calculator is for educational and informational purposes only. All values are estimates based on the data you enter. NetFinancialService.com does not store your information. This is not financial advice. Consult a qualified financial advisor for personalized guidance.
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